The Mystery of FDIC Insurance
Lately the stock market has been a very volatile ride. This past year’s performance has been poor and with the rising fuel costs and credit crises these investment vehicles seem suspect. Certificate of deposit (CD) rates are not the best they have been but there are still bargains available from banks trying to build strong [...]
Most Actively-Managed Mutual Funds Fail To Beat The Market
Most investors attempt to beat the market at some point in their investing career. Some investors delve into picking individual stocks and others try market timing, but the most common way new investors try to beat the market is buying actively-managed mutual funds. Many people think by looking at a fund manager’s past record or [...]
Review On Rich Dad’s Cash Flow Quadrant Book
This is the second book in the Rich Dad series. Robert introduces the four quadrants and shares with the reader how each person in each quadrant operates. He goes on to explain the changes needed for a person to get from the E or S side of the quadrant to the B and I side. [...]
Facts About an Easy Setup Self Directed IRA
You have lots of options for an easy setup tax directed IRA, thanks to the internet. A variety of companies and groups of trustees offer you the opportunity to sign up and set up the account online. What could be simpler?
There are several things that you should consider when choosing a trustee or company to [...]
What is a Traditional IRA?
A traditional IRA is an investment vehicle for retirement that allows you to contribute after-tax dollars to a tax deferred account on which you will not pay taxes on until you begin taking distributions at retirement; presumably in a lower tax bracket.
A traditional IRA can be created at your local bank or at an online [...]
Setting Up Quickbooks Part Three – What To Do With The (Rest Of) The Taxlines
I have tax mistakes apologize as there are some lines here that would cause an entirely separate article, and yet are not used by 90% of the companies using Quickbooks as their accounting software. I am sorry that these definitions are so brief but should you need clarification please don’t hesitate to email me.
I. K-1 [...]
What Are Management Fees?
Management fees, as the name implies, are fees that a fund management company charges for “managing” your money. As a rule of thumb, fees are higher if your money is managed “actively” which is the case with almost all mutual funds. Such a fund management company presumably puts more effort behind managing your money than [...]
Retirement Planning Starts Before You Retire
The saddest part about retirement in our culture today is how utterly unprepared most people are for the day when work is now longer the major activity in their life. Studies show that most Americans don’t save, have no pension and have given little thought on how to pay for medical and doctor bills beyond [...]
Getting A Grip On Hedge Fund Investments
When it comes to the term hedge fund, you will find that it cannot be easily defined, and that not always does it imply that a hedging technique has been used. A large number of the hedge funds that one can invest in today will use a variety of different strategies.
Most of the hedge funds [...]
Hands Off IRA Real Estate Investing
While many have reaped the benefits of IRA investing in real estate, it’s surprising how many people have no idea that IRA real estate investing is even an option. We have some information for those of you that would like to give it a try. It’s a good choice today, for several reasons.
First, if you [...]